Specialty Insurance

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Strata insurance

Strata Insurance provides cover for residential and commercial buildings (home units, villas or town houses, factories and offices) which are registered under strata or unit title legislation.

What types of cover are available?

  • Compulsory Covers
    • Building and contents
    • Public liability
  • Optional Covers
    • Personal accident
    • Office bearer’s liability
  • Fidelity guarantee
  • Mechanical & electrical breakdown

A body corporate must have public liability insurance cover. It must also have an authorised damage policy that will replace or reinstate the building back to its original condition. Finding the right policy can reduce the cost to unit owners, which in turn can reduce the cost to tenants.

Online Strata Insurance Quote

Cyber protection insurance

An increasingly important type of cover for our fast technology driven modern world. It is designed to protect your business from the financial impact of a computer hacking incident or data breach.

What type of cover are available?

  • First party losses
    • Business interruption losses
    • Cyber extortion
    • Electronic data replacement
  • Third party losses
    • Security and privacy liability
    • Defence costs
    • Regulatory breach liability
    • Electronic media liability
  • Extra expenses
    • Crisis management expenses
    • Notification and monitoring expenses

You should consider this type of insurance if your business has a website or electronic records. As we become more reliant on technology the scale and rwach of malicious online activity also grows.

Contract works insurance

Whether you’re an owner builder, domestic builder, sub-contractor, small, medium or large commercial builder or an industrial builder this cover is essential for you to carry out your construction works.

What type of cover are available?

  • Property damage
  • Public liability
  • Product liability
  • Legal expenses/defence costs
  • Exisiting structures

This insurance policy insures against accidental loss or damage to or theft from the building during the construction or maintenance period in the course of your performance of the contract.

Marine transit insurance

Marine transit insurance is essential for anyone transporting possessions by boat or other watercraft. Due to the nature of basic boat insurance, only a small percentage of cargo is covered in the event of an accident or damage. Marine insurance provides piece of mind to the carrier that they will not be liable for any accidents in transit. It can be tailored to create policies that give you the tightest shipping and transport protection for the best value.

What types of cover are available?

  • Accidental damage
  • Insured events
  • Collision
  • Dropping during loading/unloading
  • Fire, explosion, lightning
  • Impact of goods with external objects
  • Malicious damage

Coverage basically includes damage to property caused by fire, theft, sinking, capsizing and grounding or any event that causes non-delivery of cargo. Damage caused in other circumstances may need extra coverage.

Landlords insurance

This cover provides protection for your investment property. Landlords insurance covers the structure of your investment home from the walls and roof to the garage, outbuildings, fences, gates, perimeter walls and pool.

What types of cover are included?

  • Flood, fire & explosion
  • Injury liability up to $20m
  • Contents coverage up to $10k
  • Loss of rent from tenant
  • Catastrophe cover up to 15% more than building sum insured
  • Automatic inflation adjustment
  • Loss or damage by tenants
  • Loss or damage from electric motor burnout
  • Tax audit cover up to $5k

Peace of mind coverage for Landlords which also includes options to cover yourself against tenant vandalism, theft, and rental default – the last thing you want is your investment becoming a liability.

Farm insurance

Farm Insurance is created to answer the specific needs of farmers, and covers your farm and farm machinery against loss, your motor vehicles and also your home and contents against burglary.

What type of covers are available?

  • Home property
  • Farm property
  • Public & products liability
  • Accident and sickness cover
  • Livestock
  • Machinery breakdown

Every farm and agricultural businesses is different, and therefore needs to be insured differently. Our policies can be fully tailored to your specific needs and can protect both your personal and business assets, offering the flexibility to cover farming and many other types of agribusinesses of all shapes and sizes.

Market and Stallholders insurance

Provides market stallholders with instant Public and Product liability insurance for protection on market days with the option to include selling from home and on the internet. Our Market Stall Holder insurance can provide instant 1 day cover or 12 month terms.

What type of covers are available?

  • Public liability
  • Product liability
  • 1 day or 12 month options

Access this unique coverage solution for an instant quote via the My Market Insurance website. Instant quotes, competitive rates and great service make this coverage one of the best available.

Club insurance

Club insurance is essential for not-for-profit and volunteers working within these associations including coverage and protection for public liability claims, volunteer injuries and club management liability claims.

What type of cover are available?

  • Compensation and legal costs
  • Personal injury
  • Property loss
  • Volunteer injury cover
  • Discrimination & harassment
  • Wrongful termination
  • Employee theft

Club insurance is essential coverage for any not-for-profit or volunteer organisation. Protect against the financial risk during the course of your clubs community activities. Get an instant quote via our Insure My Club website.